Budgeting is one New Year’s resolution that can make an impact on your family now and for many years to come, but it’s not always easy and certainly not fun to talk about.  Budgeting does have advantages that can make it worth your time.  Think of budgeting as a means for decision making.  A budget shows you how much money you have and the best way to spend it to cover your needs.  A budget allows you to be in control of your income instead of feeling like… Read More →